IBERIABANK Visa Classic Credit Card

The IBERIABANK Visa Classic Credit Card offers one of the lowest standard interest rates available. If you are looking for a card that you can carry a balance on without paying outrageous interest rates, this is the answer. There is no annual fee and the Visa Classic card includes a low introductory APR on balance transfers. See details to the right for the exact APR.

IBERIABANK has built a reputation for offering the lowest standard interest rate credit cards. This is just one of the many they offer. See lowest rate credit cards for additional IBERIABANK credit card options.

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• No annual membership fee
• Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness.
• Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
• *See website for complete terms and conditions of card usage and application disclosure.
• *Terms and conditions apply

Apply Online For IBERIABANK Visa Classic Credit Card
When applying online for the IBERIABANK Visa Classic Credit Card, keep in mind that you will need a credit rating that is good or better. To receive the lowest interest rates you will need excellent credit. Obviously when offering credit cards with such low rates IBERIABANK is looking for people that have a solid credit rating. You are also expected to have a minimum of six months length of employment and be able to provide proof of income. If this criteria does not fit in with your situation you may want to apply for 0 APR or 0 interest credit cards. These also provide good interest rates, some even offer some very good introductory offers for balance transfers or purchases.

The best rates of the IBERIABANK credit cards are almost always below the average credit card rates. Therefore if you are plan on carrying a balance, are eligible for this card and can obtain one, you will likely be pleased you did. Having a card that offers a consistent low interest rate sure beats transfering balances from one card to the other and paying balance transfer fees each time.

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