Apply For Discover Credit Card
Apply Credit Card offers hundreds of credit cards allowing you to compare and apply for Discover credit card online. Discover credit cards are widely known for having no annual fee and offering cash back on purchases.
Not looking to apply for Discover credit card? You can compare and apply for credit cards of all types at Apply Credit Card.
Apply For Discover Credit Card
| Annual Fee | Transfer Fee | Transfer APR | Intro APR | Regular APR | Recommended Credit | ||
|---|---|---|---|---|---|---|---|
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$0 | 3% | N/A | 0.00% | as low as 13.99% | POOR CREDIT |
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$0 | 4% | 0.00% | 0.00% | 11.99% - 20.99% | EXCELLENT CREDIT |
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$0 | 3% | 0.00% | 0.00% | 10.99% - 16.99% | EXCELLENT CREDIT |
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$0 | 4% | 3.99% | 3.99% | 11.99% - 20.99% | EXCELLENT CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | NO CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | POOR CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | POOR CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | NO CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | POOR CREDIT |
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$0 | N/A | N/A | 0.00% | as low as 13.99% | POOR CREDIT |
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$0 | 4% | 0.00% | 0.00% | As low as 11.99% | EXCELLENT CREDIT |
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$60 | 3%-5% | 0.00% | 0.00% | 10.99% - 16.99% | EXCELLENT CREDIT |
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$0 | 3% | 0.00% | 0.00% | 11.99% - 20.99% | EXCELLENT CREDIT |
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$0 | 0% | 0.00% | 0.00% | 11.99% - 20.99% | EXCELLENT CREDIT |
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$0 | 4% | 0.00% | 0.00% | 11.99% - 20.99% | EXCELLENT CREDIT |
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$0 | 3% | 0.00% | 0.00% | 11.99% - 20.99% | EXCELLENT CREDIT |
Discover Credit Cards Apply Online
Discover entered the credit card market many years after Visa and Mastercard. However they were able to make a name for themselves by offering a no annual fee credit card, no annual fee was uncommon at this time, with higher credit limits than their competitors. But the big factor in making Discover credit card successful, and the one they are probably most known for, is offering cash back on purchases. Originally offering 1-2% however now they offer up to 5% with the percentage being based on how much money is charged to the card.
If are considering a new credit card, especially if you are looking for a cash back reward card, Discover card is a good option. As mentioned above, no annual fee and cash back up to 5%. The one drawback is that there are still a few places that do not accept Discover. Not many, but every now and then you will run into one, therefore you will need to carry another credit card as a backup. But aside from that, Discover credit cards are a good option.
Discover Credit Card History
Discover Card was created by Sears in 1985 as an alternative the popular Visa and MasterCard credit cards. The approach to gain market share was to offer no annual fee, higher credit limits and cash back. This worked very well and Discover was able to successfully enter the credit card market. In 2005 Discover Card purchased PULSE which provided electronic fund transfers. This allowed Discover to enter the debit and ATM market and issue debit and ATM cards.
Discover Card is slowly expanding into a global credit card. It is establish in the US and growing in the UK and Canada. It is also establishing a presence in Mexico and recently announced an alliance with China UnionPay to gain access to the Chinese market. A another agreement was made in Japan with a Japanese firm called JCB.